Motorcycle Insurance for New Riders: The Best Coverage And Companies
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Though it is dangerous sometimes, motorcycle riding has its upsides. Motorcycles have better gas mileage, are easier to park, and require lesser expenditures on repairs, licensing or taxes. The majority of motorcycle insurances are often cheaper than automobile insurance for the first-time riders with rates as low as $40 a month.
But people should not disregard motorcycle insurance because it is mandatory especially for rookie riders.
This is why forty seven out of fifty states have laws making it compulsory for motorbike owners to insure their bikes. Even in states where this isn’t required, travelling without one is dangerous. Just one accident that does not cause major injuries may cost you a lot in terms of repairing your bike if it is damaged and you do not have any insurance.
Knowing the importance of motorcycle insurance equally important as wearing helmets and other protective gear. However, rookies may be confused in choosing right coverage among so many insurers available out there. Like car insurance, motorcycle coverage often offers discounts that are available to experienced riders.
Here are the best motorbike insurance alternatives for beginning riders.
Progressive Motorcycle Insurance is Best for New Riders
There’s a good reason why Progressive claims to be the leading provider of motorbike policies. As an important insurer, Progressive has various options of coverages for all kinds of drivers. Whether you ride your bike to work every day or collect vintage or custom motorcycles, Progressive offers levels of protection designed just for you. For newbies that can be expanded upon through experience with ease; simple quote process and incentives based on loyalty make them excellent choice.
GEICO: A Reliable National Standby
You expected green gecko here most likely and rightly so since GEICO is America’s largest insurance brand famous for providing affordable coverage and excellent customer service both online and offline services included . They offer full-service motorcycle ownership including policy bailment collision remediation fire/thefts/vandalism as well as body injury liability.
GEICO also provides an astonishing selection of discounts for new riders, including savings on motorcycle safety courses and a transfer discount. Their 24-hour help makes filing a claim quick and simple.
Harley-Davidson Specializes in Motorcycle Insurance
Even if you don’t ride a Harley, Harley-Davidson motorcycle insurance is one of the best options available. Harley-Davidson insurance is famous for its affordable prices and superb customer service. They offer complete coverage that includes protection for safety gears and accessories.
Harley-Davidson also offers extended service options like as GAP insurance, tire replacement, parts, and more.
Markel Provides Quality Motorcycle Insurance
Markel may be smaller and limited to fewer states but it offers high quality motorbike policies at competitive rates. They have ordinary coverage plans with discounts for taking safety classes, riding bikes with ABS or joining accident forgiveness programs. Markel also gives safe-driving policies which encourage new riders to take extra care while travelling.
Though Markel cannot combine motorbike and car insurances does not cover all states that exist; this is perfect when your primary source of transportation is your motorcycle. State dependent pricing so grab yourself a quote right now.
The Bottom Line
Searching for novice motorcycle insurance could be difficult. You want to maximize your motorcycle savings while still choosing an insurer who recognizes your experience and promotes safe driving. Three states do not require a motorbike to be insured, but it is important to have one. We advise you never operate or ride on your bike without any insurance cover. It’s crucial that you find the right insurance plan for you in terms of budget as well as lifestyle.
Associate Editor • Technology News and Cybersecurity Specialist
Olivia provides detailed latest tech news, reviews of latest gadget trends, and compelling cybersecurity tips and tricks on the internet in todays world.
