Associate Writer • Social Media and Cultural Trends Writer Sebastian creates compelling posts, topics, and reviews of social media and cultural trends to help readers on what’s in and what’s out.
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Temporary vehicle insurance isn’t much popular but may be indeed advantageous. It is made for cars that are used for a short time only. Typical examples include renting a car or being part of a car-sharing service.
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We are back to usual business with cars filled with dormitory things and excited college students being driven out into the world. It is not as simple as saying goodbye to a future high school graduate that thinks he or she must have a latest smartphone “to study better” among other pre-college preparations; it’s thrilling and scary at the same time.
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My friend Sam is the subject of my story. Although we have known each other since high school, but Sam has never learned how to live within his means. Actually, he often exceeds them. Just basic arithmetic skills would demonstrate why this would be a bad idea in the long run.
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We all get the basics of debt: live within your means, save for big purchases, avoid unnecessary borrowing. However, we still come up with excuses to take on more debt. Below are some reasons that we have probably all used at some point.
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Smartphones have come a long way since they were just mobile phones. They have evolved so much that they now replace many of the physical items we used to depend on. This has significantly changed our view of the conventional wallet.
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Sometimes, our grand financial plans don’t turn out as expected. This is a common reality for many people. You might have experienced this yourself—perhaps you had a solid plan to pay off debt, but an unexpected job loss or expense threw everything off track.
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Frugality can also be viewed as a mindset, not only an acquired way of life. The usual thing is that we forget about the razor sharp discounts but not in order not to have them on our wallets or minds.
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If you’re thinking of retiring in a new state, there are some crucial aspects to consider. For many retirees on a fixed income, the cost of living and taxes are critical factors. Some states tax retirement income. Aside from financial considerations, other factors such as the weather and leisure activities should be considered.
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Getting a job as a teenager might feel like entering a new and strange world. From creating a CV to navigating interviews, the process may be stressful. Fortunately, there are various vocations that may help teenagers achieve financial independence.
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If you live paycheck to paycheck, you are not alone. People of various economic levels can fall into this pattern. CNBC claims that 63% of Americans are living paycheck to paycheck. Spending your full wage each month puts you at risk of significant financial difficulty if an emergency occurs.
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