Senior Writer • Business and Information Trends Writer Lucas writes long-form, investigative articles that explore the deeper implications of business and information advancements.
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Owning and operating a hair salon is more than just styling hair, it entails overseeing day-to-day activities, managing staff and ensuring customer satisfaction. Start your search now to find affordable insurance options for your salon.
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Most people know that having a low credit score isn’t ideal; it usually means worse terms and higher interest rates on loans and credit cards. But what many fail to realize are the myriad other ways their money — and life — can be affected by bad credit.
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Purchasing a home can be a daunting task, especially for first-time buyers. There are many financial aspects that need to be considered such as down payments, mortgage terms, interest rates, property taxes and insurance premiums. On top of this there may be other expenses like land transfer taxes, legal fees, appraisal fees and inspection costs.
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Currently, there are many no-fee credit cards with low interest rates available on the market. You will get the actual interest rate depending on your credit history and score. Most cards come with introductory rewards that you should maximize before they expire.
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It is no secret that people all over the world are searching for more money. With the cost of living increasing, one income stream may not cut it anymore. Luckily, there are countless opportunities when it comes to making extra cash through side hustles and passive income. Here are a few avenues worth considering!
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Want to reduce the amount you spend? Explore the realm of cash stuffing, which is also known as the cash envelope method. While not particularly innovative, this tried-and-true method of budgeting has rekindled interest on TikTok with millions of views under the #cashstuffing hashtag.
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This is particularly good knowledge if you are planning on opening a new checking account in the near future, as there could be an opportunity for you to easily make extra cash. Some of the offers common with banks include opening an account with a relatively low balance, maintaining a minimum balance for some period, and enrolling for receiving salary credits direct deposits among other conditions that are usually imposed.
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Tax season does not need to be a daunting process if you go into it with some basic strategies for navigating its labyrinthine structure. Every year, people fall into various traps in the procedure of filing taxes which can lead to unnecessary complications and even financial losses.
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In the business world, the ability to think outside the box and come up with creative solutions often outweighs financial intelligence. However, working capital – a company’s daily operational glue – is still essential even if it isn’t always recognized.
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Low-risk choices may be helpful for someone seeking financial stability. It may reduce risk and encourage long-term growth by making good decisions and spreading your portfolio. As you go through your journey, change your goals and evaluate how much risk you can bear.
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