Senior Writer • Business and Information Trends Writer Lucas writes long-form, investigative articles that explore the deeper implications of business and information advancements.
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However, when looking at a new credit product or loan, it is important to take note of some key phrases. It might seem like the interest rate, APR, minimum payments and loan length will be the ones to watch out for, but there is another one that surprises you; “Iowa.”
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Want a refund for a credit card buy? It’s probably reasonable given the rate of cancellations lately. You will have your money in no time, whether it’s just a small refund for a concert ticket or much larger amount for a cancelled trip.
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Securing financing has been difficult for my family because we rely on revenue from my small business. Unlike uncomplicated situations involving monthly pay stubs and tax filings, our loan applications sometimes require more examination. In fact, a lender turned me down for a mortgage because of the fluctuation in my monthly income.
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Floating rate; This is a term that may sound quite familiar after the ‘fixed rate’ and ‘variable rate’ terms used in financial discourse. However, if these are analyzed further, one can clearly see that such concepts are, in fact, far from it.
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In essence, at any point of start of a new employment, one has to complete a W4. With this form, your employer can establish how much tax to deduct from your pay and remit to the IRS. These withholdings partly cater for your tax obligations especially when you qualify for one or the other tax credits or deductions on your income taxes.
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Every spring, tax season approaches, causing worry for millions of Americans who want to ensure their tax returns are correct. Many of us sift through the tax law, looking for methods to reduce our tax payments. One commonly asked question is concerning tax credits, especially, “What are Schedule 3 non-refundable credits?”
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You’ve undoubtedly heard the phrase “tax liability” and wondered what it meant. Simply expressed, tax liability refers to the entire amount of tax owing to the government by an individual or corporation. It’s the amount of money owing to the “taxman.” Taxes are payable for a variety of reasons, the most prevalent being income.
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Professional indemnity insurance is an important component of business insurance, along with public liability insurance, employers’ liability insurance, and product liability insurance. While these policies protect numerous areas of a business, professional indemnity insurance is very important in certain fields, providing critical protection.
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When people apply for vehicle insurance, the underwriters carry out a thorough risk assessment to establish potential future claims. This estimate depends on factors such as your driving history and credit rating.
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Yo-yo dieting is a term you’ve probably heard, and it refers to the common struggle that many people go through when trying to lose weight. They get on extreme diets and engage in intense exercise programs that allow them to loose weight quickly.
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