Editor-in-Chief • Industry Trends Writer Ethan analyzes market shifts and predicts future developments in different industries to keep his audience well informed and ready.
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If you are required by law to file an annual tax return, then the Schedule 1 tax form is a mandatory part of it. This form is used for recording such income and adjustments that have not been reported under the basic 1040 Form. Although this document may not be necessary for many taxpayers, they should be familiar with situations when it becomes important.
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Providing assistance in the form of getting a loan for someone that you know is a good gesture. Yet, co-signing on one’s behalf is quite common but risky. As per statistics by CreditCards.com, one in every six people has signed with another person for either credit card or other loans.
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For a company, earnings per share (EPS) is one of the basic indicators for measuring its profitability. EPS is computed by dividing a company’s net profit by the total number of common shares outstanding. This figure might provide information about the financial wellbeing of a corporation as well as its growth potential in future.
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Stock prices are influenced by different factors like earnings, demand and supply, and analyst recommendations. Also, the overall market movements are crucial. One thing to remember is that a high share price doesn’t necessarily reflect quality; demand from investors can artificially inflate prices or they may remain high because of no share splits.
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Student loans have proven to be a great financial burden. It is estimated that between $900 billion and $1 trillion is owed in student loan debt by Americans according to the United States Federal Reserve, a figure that has been increasing since the 1980s.
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In retirement planning, both 401k plans and Individual Retirement Accounts (IRAs) have their merits with varying aims and benefits. Current employment situation and retirement goals will heavily influence your choice. In this article, you’ll get to know about the working of IRAs as well as 401ks which one suits you best.
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The notion of insurance is universal since it is an integral part and parcel of life today. Some examples include home, motor vehicle, life and health insurance. The process might seem overwhelming if you have never bought insurance before. It is popularly asked by many, how does insurance work?
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Legal insurance also called legal expenses insurance is a type of cover that helps to pay for various legal fees. Policyholders usually get legal advice and representation from experts in this area, as well as financial coverage for costs to launch a legal action.
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Although personal finance principles are usually simple, putting them into practice can be quite difficult. Majority of people fail in their quest for financial success because although the concepts sound plain, it’s challenging to follow through with them.
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Financial literacy is an essential part of modern living. Money impacts almost every decision we make, from furthering our education to establishing professions and managing everyday costs. Despite its relevance, many people have a poor comprehension of financial concepts.
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